Are Cash Flow Problems Strangling Your Business Growth?
Get experienced CFO guidance that transforms your financial chaos into competitive advantage—without the AED 500,000+ commitment that large enterprises pay
Why 65% of UAE Businesses Struggle Financially
Most Dubai SMEs are trapped in the same expensive cycle. They're either:
Bleeding cash flow
because they lack proper financial controls and forecasting
Missing growth funding
due to unprofessional financial presentation and planning
Drowning in compliance
with UAE's corporate tax and VAT requirements overwhelming their resources
Making costly decisions
without proper financial analysis or strategic guidance
The solution? You don't need to hire a full-time CFO costing AED 500,000+ annually. You need strategic financial leadership tailored to your businesses needs.
What Is a Part-Time CFO for Businesses?
A part-time CFO (Chief Financial Officer) is a seasoned financial executive who provides strategic financial leadership to your businesses on a flexible basis. Think senior financial expertise without the senior executive overhead.
We work directly with your existing team as partners, not consultants
We focus on implementation and results, not just recommendations
We bring proven solutions from helping other Dubai SMEs grow
We operate as part of our collective—when you work with one of us, you benefit from all our expertise
Here's what makes us different:
Strategic financial guidance designed for growing businesses
Seamless integration with your existing accounting and operations
Access to our entire network of business growth specialists
Deep understanding of Dubai SME challenges and opportunities
Critical Problems We Solve for Dubai Businesses
UAE Tax Compliance Overwhelming Businesses
The Challenge:
The UAE's 9% corporate tax on profits over AED 375,000 is crushing unprepared SMEs. Many businesses lack the expertise to navigate VAT requirements, transfer pricing rules, and new compliance obligations.
Our Solution:
We implement tax-efficient structures specifically for businesses, ensure complete compliance with Federal Tax Authority requirements, and optimise your tax position while preventing costly penalties that can cripple SME cash flow.
Cash Flow Crises Destroying Businesses Dreams
The Challenge:
Research shows 65% of UAE SMEs struggle with banking relationships, while extended payment cycles (often 45+ days) create cash flow nightmares that kill otherwise profitable businesses.
Our Solution:
We build robust cash flow forecasting systems, implement proven collection strategies, and create financial controls that give your businesses predictable liquidity and growth capital.
Funding Doors Slammed on Unprepared SMEs
The Challenge:
Dubai SMEs often struggle to access the AED 2.5 billion in available funding because their financial documentation is unprofessional and their business models aren't investment-ready.
Our Solution:
We create investor-ready financial models, prepare compelling pitch materials, and build due diligence packages that help businesses secure funding at attractive valuations.
Businesses Owners Flying Financial Blind
The Challenge:
Most Dubai SME owners make critical expansion, hiring, and investment decisions without proper financial analysis, leading to cash flow disasters and missed opportunities.
Our Solution:
We implement simple but powerful financial reporting systems, create easy-to-understand KPI dashboards, and provide the analytical frameworks that enable confident, data-driven decisions.
SME Industries We Serve - Businesses Sectors We Transform
We specialise in helping Dubai's growing small and medium enterprises across key sectors, providing CFO-level financial expertise scaled to your business size and budget.
Growing Tech Startups
SaaS platforms, mobile apps, e-commerce sites, and digital agencies benefit from our cash flow optimisation, funding preparation, and scalable financial systems designed for rapid growth without breaking the bank.
Professional Service Firms
Consulting practices, law firms, accounting services, and marketing agencies leverage our expertise in service-based business models, project profitability analysis, and partnership structuring.
Healthcare Practices
Medical clinics, dental practices, physiotherapy centres, and wellness businesses rely on our healthcare finance expertise, regulatory compliance support, and patient billing optimisation.
Manufacturing & Trading
Small manufacturers, import/export traders, and distribution companies benefit from our inventory management, supply chain financing, and working capital optimisation solutions.
Construction & Contracting
Construction companies, fit-out contractors, and trade businesses utilise our project finance expertise, cash flow forecasting, and progress billing management capabilities.
Retail & F&B
Restaurant chains, retail outlets, cafes, and food businesses benefit from our inventory management, location profitability analysis, and multi-site financial coordination expertise.
Why Dubai SMEs Choose Our Part-Time CFO Services?
Rapid Results
See measurable improvements in your financial position within 30 days, not 6 months of expensive onboarding.
SME-Friendly Pricing
Save 60-70% compared to hiring a full-time CFO while getting the same level of expertise and strategic guidance.
Collective Expertise
Your CFO is supported by our entire team—get marketing, operations, technology, and HR insights included at no extra cost.
Dubai SME Specialists
We understand the unique challenges facing Dubai businesses—from banking relationships to regulatory compliance.
Flexible Engagement
Scale up or down based on your business needs and budget. No long-term contracts or unnecessary overhead.
Is your businesses ready for part-time CFO support?
Take our interactive assessment to discover how our SME-focused CFO services can help your business thrive.
How This Assessment Works
You'll see 18 scenarios describing common business challenges
Rate how often each scenario applies to your business
Get personalized recommendations based on your responses
Takes about 3-5 minutes to complete
Expert CFO Insights
Latest insights and strategies from our CFO experts
Get answers to common questions about fractional CFO services in Dubai
A part-time CFO (Chief Financial Officer) is a seasoned financial executive who provides strategic financial leadership to your Dubai businesses on a flexible basis. With UAE corporate tax implementation (9% on profits over AED 375,000), VAT compliance requirements, and complex banking relationships, Dubai SMEs need CFO-level expertise to navigate regulatory requirements, manage cash flow, prepare for funding, and build financial systems that support growth—all without the cost of a full-time executive that most businesses cannot afford.
A full-time CFO in Dubai typically costs AED 40,000-80,000 monthly including salary, benefits, visa, and insurance costs—often more than most businesses can afford. Our part-time CFO services provide the same level of expertise starting from a fraction of this cost, with flexible arrangements from 8-30 hours per week. You get senior financial leadership, compliance expertise, and strategic guidance without the six-figure annual commitment that only larger enterprises can justify.
Absolutely. Our part-time CFOs specialise in helping Dubai SMEs navigate the current UAE corporate tax framework, including the 9% tax on profits over AED 375,000, VAT compliance requirements, transfer pricing regulations, and free zone tax implications. We ensure your businesses remains compliant whilst optimising your tax position and avoiding penalties that can severely impact SME cash flow and operations.
Our part-time CFOs help Dubai businesses with cash flow forecasting and management, businesses financial planning and budgeting, investor-ready financial presentations, UAE tax planning and compliance, accounting system optimisation, financial controls implementation, KPI tracking and reporting, and strategic financial decision support. We've helped hundreds of Dubai SMEs improve their financial position and achieve sustainable growth.
Investment preparation requires professional financial documentation, realistic projections, and clean accounting systems. Our part-time CFOs create investor-ready financial models, establish proper financial controls, prepare due diligence documentation, develop credible growth projections, implement management reporting systems, and ensure compliance with UAE financial regulations. We work directly with your potential investors and advisors throughout the funding process.
Consider a part-time CFO when your monthly revenue exceeds AED 500,000, you're experiencing cash flow challenges, need UAE tax compliance support, planning business expansion, preparing for investment or funding, require financial analysis for major decisions, or when financial management is taking more than 20% of your time. The earlier you establish proper financial foundations, the smoother your growth journey becomes.
Bookkeepers and accountants handle transaction recording and basic compliance reporting. A part-time CFO provides strategic financial leadership, including cash flow forecasting, business financial planning, investor relations, tax strategy, risk management, and executive-level financial oversight. While bookkeepers tell you what happened, CFOs help you plan what should happen and ensure you have the financial structure to achieve your businesses goals.
Our part-time CFOs complement your existing team by providing strategic oversight and mentorship. They establish financial policies, review and improve processes, provide training on best practices, ensure compliance with UAE regulations, and create reporting systems that give you clear visibility into business performance. Your existing team handles day-to-day transactions whilst the CFO focuses on strategy, compliance, and growth planning.
Still have questions?
Schedule a free consultation to discuss your specific needs and get personalized answers.