Are Cash Flow Problems Strangling Your Business Growth?

Get experienced CFO guidance that transforms your financial chaos into competitive advantage—without the AED 500,000+ commitment that large enterprises pay

Why 65% of UAE Businesses Struggle Financially

Most Dubai SMEs are trapped in the same expensive cycle. They're either:

Bleeding cash flow

because they lack proper financial controls and forecasting

Missing growth funding

due to unprofessional financial presentation and planning

Drowning in compliance

with UAE's corporate tax and VAT requirements overwhelming their resources

Making costly decisions

without proper financial analysis or strategic guidance

The solution? You don't need to hire a full-time CFO costing AED 500,000+ annually. You need strategic financial leadership tailored to your businesses needs.

What Is a Part-Time CFO for Businesses?

A part-time CFO (Chief Financial Officer) is a seasoned financial executive who provides strategic financial leadership to your businesses on a flexible basis. Think senior financial expertise without the senior executive overhead.

We work directly with your existing team as partners, not consultants

We focus on implementation and results, not just recommendations

We bring proven solutions from helping other Dubai SMEs grow

We operate as part of our collective—when you work with one of us, you benefit from all our expertise

Here's what makes us different:

Strategic financial guidance designed for growing businesses
Seamless integration with your existing accounting and operations
Access to our entire network of business growth specialists
Deep understanding of Dubai SME challenges and opportunities

Critical Problems We Solve for Dubai Businesses

UAE Tax Compliance Overwhelming Businesses

The Challenge:

The UAE's 9% corporate tax on profits over AED 375,000 is crushing unprepared SMEs. Many businesses lack the expertise to navigate VAT requirements, transfer pricing rules, and new compliance obligations.

Our Solution:

We implement tax-efficient structures specifically for businesses, ensure complete compliance with Federal Tax Authority requirements, and optimise your tax position while preventing costly penalties that can cripple SME cash flow.

Cash Flow Crises Destroying Businesses Dreams

The Challenge:

Research shows 65% of UAE SMEs struggle with banking relationships, while extended payment cycles (often 45+ days) create cash flow nightmares that kill otherwise profitable businesses.

Our Solution:

We build robust cash flow forecasting systems, implement proven collection strategies, and create financial controls that give your businesses predictable liquidity and growth capital.

Funding Doors Slammed on Unprepared SMEs

The Challenge:

Dubai SMEs often struggle to access the AED 2.5 billion in available funding because their financial documentation is unprofessional and their business models aren't investment-ready.

Our Solution:

We create investor-ready financial models, prepare compelling pitch materials, and build due diligence packages that help businesses secure funding at attractive valuations.

Businesses Owners Flying Financial Blind

The Challenge:

Most Dubai SME owners make critical expansion, hiring, and investment decisions without proper financial analysis, leading to cash flow disasters and missed opportunities.

Our Solution:

We implement simple but powerful financial reporting systems, create easy-to-understand KPI dashboards, and provide the analytical frameworks that enable confident, data-driven decisions.

SME Industries We Serve - Businesses Sectors We Transform

We specialise in helping Dubai's growing small and medium enterprises across key sectors, providing CFO-level financial expertise scaled to your business size and budget.

  • Growing Tech Startups

    SaaS platforms, mobile apps, e-commerce sites, and digital agencies benefit from our cash flow optimisation, funding preparation, and scalable financial systems designed for rapid growth without breaking the bank.
  • Professional Service Firms

    Consulting practices, law firms, accounting services, and marketing agencies leverage our expertise in service-based business models, project profitability analysis, and partnership structuring.
  • Healthcare Practices

    Medical clinics, dental practices, physiotherapy centres, and wellness businesses rely on our healthcare finance expertise, regulatory compliance support, and patient billing optimisation.
  • Manufacturing & Trading

    Small manufacturers, import/export traders, and distribution companies benefit from our inventory management, supply chain financing, and working capital optimisation solutions.
  • Construction & Contracting

    Construction companies, fit-out contractors, and trade businesses utilise our project finance expertise, cash flow forecasting, and progress billing management capabilities.
  • Retail & F&B

    Restaurant chains, retail outlets, cafes, and food businesses benefit from our inventory management, location profitability analysis, and multi-site financial coordination expertise.

Why Dubai SMEs Choose Our Part-Time CFO Services?

Rapid Results

See measurable improvements in your financial position within 30 days, not 6 months of expensive onboarding.

SME-Friendly Pricing

Save 60-70% compared to hiring a full-time CFO while getting the same level of expertise and strategic guidance.

Collective Expertise

Your CFO is supported by our entire team—get marketing, operations, technology, and HR insights included at no extra cost.

Dubai SME Specialists

We understand the unique challenges facing Dubai businesses—from banking relationships to regulatory compliance.

Flexible Engagement

Scale up or down based on your business needs and budget. No long-term contracts or unnecessary overhead.

Is your businesses ready for part-time CFO support?

Take our interactive assessment to discover how our SME-focused CFO services can help your business thrive.

How This Assessment Works

You'll see 18 scenarios describing common business challenges

Rate how often each scenario applies to your business

Get personalized recommendations based on your responses

Takes about 3-5 minutes to complete

Expert CFO Insights

Latest insights and strategies from our CFO experts

Frequently Asked Questions

Get answers to common questions about fractional CFO services in Dubai

A part-time CFO (Chief Financial Officer) is a seasoned financial executive who provides strategic financial leadership to your Dubai businesses on a flexible basis. With UAE corporate tax implementation (9% on profits over AED 375,000), VAT compliance requirements, and complex banking relationships, Dubai SMEs need CFO-level expertise to navigate regulatory requirements, manage cash flow, prepare for funding, and build financial systems that support growth—all without the cost of a full-time executive that most businesses cannot afford.

A full-time CFO in Dubai typically costs AED 40,000-80,000 monthly including salary, benefits, visa, and insurance costs—often more than most businesses can afford. Our part-time CFO services provide the same level of expertise starting from a fraction of this cost, with flexible arrangements from 8-30 hours per week. You get senior financial leadership, compliance expertise, and strategic guidance without the six-figure annual commitment that only larger enterprises can justify.

Absolutely. Our part-time CFOs specialise in helping Dubai SMEs navigate the current UAE corporate tax framework, including the 9% tax on profits over AED 375,000, VAT compliance requirements, transfer pricing regulations, and free zone tax implications. We ensure your businesses remains compliant whilst optimising your tax position and avoiding penalties that can severely impact SME cash flow and operations.

Our part-time CFOs help Dubai businesses with cash flow forecasting and management, businesses financial planning and budgeting, investor-ready financial presentations, UAE tax planning and compliance, accounting system optimisation, financial controls implementation, KPI tracking and reporting, and strategic financial decision support. We've helped hundreds of Dubai SMEs improve their financial position and achieve sustainable growth.

Investment preparation requires professional financial documentation, realistic projections, and clean accounting systems. Our part-time CFOs create investor-ready financial models, establish proper financial controls, prepare due diligence documentation, develop credible growth projections, implement management reporting systems, and ensure compliance with UAE financial regulations. We work directly with your potential investors and advisors throughout the funding process.

Consider a part-time CFO when your monthly revenue exceeds AED 500,000, you're experiencing cash flow challenges, need UAE tax compliance support, planning business expansion, preparing for investment or funding, require financial analysis for major decisions, or when financial management is taking more than 20% of your time. The earlier you establish proper financial foundations, the smoother your growth journey becomes.

Bookkeepers and accountants handle transaction recording and basic compliance reporting. A part-time CFO provides strategic financial leadership, including cash flow forecasting, business financial planning, investor relations, tax strategy, risk management, and executive-level financial oversight. While bookkeepers tell you what happened, CFOs help you plan what should happen and ensure you have the financial structure to achieve your businesses goals.

Our part-time CFOs complement your existing team by providing strategic oversight and mentorship. They establish financial policies, review and improve processes, provide training on best practices, ensure compliance with UAE regulations, and create reporting systems that give you clear visibility into business performance. Your existing team handles day-to-day transactions whilst the CFO focuses on strategy, compliance, and growth planning.

Still have questions?

Schedule a free consultation to discuss your specific needs and get personalized answers.

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Get Started Today

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Schedule a free 30-minute discovery call to discuss how part-time CFO leadership can accelerate your businesses growth.

What to Expect:

1

Analysis of your current financial challenges

Complete assessment of cash flow, compliance, and growth barriers specific to your business

2

Custom recommendations for your situation

Specific action plan tailored to your industry, size, and growth stage

3

Clear proposal with scope and investment

Transparent pricing and engagement model designed for businesses budgets

4

No obligation, maximum value

Walk away with actionable insights regardless of next steps

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